:root{
  --stress-navy:#102945;
  --stress-ink:#17314f;
  --stress-teal:#0e827a;
  --stress-teal-dark:#0a6f69;
  --stress-muted:#5b7188;
  --stress-line:#d6e2e8;
  --stress-soft:#f5f9fb;
  --stress-pale:#eef8f6;
  --stress-warm:#fff8eb;
  --stress-danger:#a93c35;
  --stress-base:#0e827a;
  --stress-cautious:#c17b1f;
  --stress-adverse:#a94848;
  --stress-weak:#9c3f54;
  --stress-strong:#315f9b;
}

html{scroll-behavior:smooth}
body{background:#fff;color:var(--stress-ink)}

.stress-hero{background:linear-gradient(135deg,#f4faf9 0%,#ffffff 56%,#fff9ee 100%);border-bottom:1px solid var(--stress-line)}
.stress-hero-grid{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(300px,.65fr);gap:48px;align-items:center;padding-top:58px;padding-bottom:56px}
.stress-back-link{display:inline-flex;margin-bottom:24px;color:var(--stress-teal-dark);font-weight:850;font-size:14px;text-decoration:none}
.stress-back-link:hover{text-decoration:underline}
.stress-hero h1{max-width:900px;margin-bottom:22px;font-size:clamp(42px,4.4vw,72px);line-height:1.01;letter-spacing:-2.5px}
.stress-hero-lede{max-width:870px;margin-bottom:24px;color:#52708d;font-size:20px;line-height:1.55}
.stress-badges{display:flex;flex-wrap:wrap;gap:10px}
.stress-badges span{display:inline-flex;align-items:center;min-height:34px;padding:0 13px;border:1px solid #b8d9d5;border-radius:999px;background:#fff;color:var(--stress-teal-dark);font-size:12px;font-weight:900;letter-spacing:.035em;text-transform:uppercase}
.stress-hero-note{padding:25px 26px;border:1px solid #bed8dc;border-radius:22px;background:rgba(255,255,255,.9);box-shadow:0 16px 44px rgba(15,41,69,.08)}
.stress-hero-note strong{display:block;margin-bottom:10px;color:var(--stress-navy);font-size:19px}
.stress-hero-note p{margin:0 0 13px;color:#506b84;line-height:1.58}
.stress-hero-note p:last-child{margin-bottom:0}

.stress-workspace{padding:52px 0 62px;background:#f7fafb}
.stress-layout{display:grid;grid-template-columns:minmax(330px,420px) minmax(0,1fr);gap:28px;align-items:start}
.stress-input-card,.stress-result-panel,.stress-summary-card,.stress-sequence-note,.stress-limitations,.stress-formula,.stress-next-grid a{border:1px solid var(--stress-line);background:#fff;box-shadow:0 9px 28px rgba(17,46,74,.05)}
.stress-input-card{position:sticky;top:20px;padding:27px;border-radius:22px}
.stress-card-heading h2,.stress-results-heading h2,.stress-section-heading h2,.stress-methodology-grid h2{margin-bottom:9px;color:var(--stress-navy);font-size:clamp(28px,2.4vw,38px);line-height:1.12;letter-spacing:-.8px}
.stress-card-heading>p,.stress-panel-heading>p,.stress-section-heading>p,.stress-results-heading>div>p{color:var(--stress-muted);line-height:1.55}
.stress-kicker{margin:0 0 8px!important;color:var(--stress-teal-dark)!important;font-size:11.5px!important;font-weight:950!important;letter-spacing:1.7px!important;text-transform:uppercase}
.stress-field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px;margin-top:18px}
.stress-field-wide{grid-column:1/-1}
.stress-field{display:block}
.stress-field>span,.stress-mode-fieldset legend,.stress-scenario-select>span{display:block;margin-bottom:7px;color:var(--stress-navy);font-size:13px;font-weight:900}
.stress-field input,.stress-scenario-select select{width:100%;height:46px;border:1px solid #b9ccd8;border-radius:11px;background:#fff;padding:0 12px;color:var(--stress-navy);font:inherit;font-weight:750;outline:none}
.stress-field input:focus,.stress-scenario-select select:focus{border-color:var(--stress-teal);box-shadow:0 0 0 3px rgba(14,130,122,.14)}
.stress-field small{display:block;margin-top:6px;color:#6a7f92;font-size:11.5px;line-height:1.4}
.stress-input-suffix{display:grid;grid-template-columns:1fr auto;align-items:center;border:1px solid #b9ccd8;border-radius:11px;background:#fff;overflow:hidden}
.stress-input-suffix:focus-within{border-color:var(--stress-teal);box-shadow:0 0 0 3px rgba(14,130,122,.14)}
.stress-input-suffix input{border:0;border-radius:0;box-shadow:none!important}
.stress-input-suffix b{padding:0 13px;color:#536d83}
.stress-mode-fieldset{margin:21px 0 0;padding:0;border:0}
.stress-mode-toggle{display:grid;grid-template-columns:1fr 1fr;padding:4px;border:1px solid #c7d6de;border-radius:12px;background:#edf3f6}
.stress-mode-toggle label{cursor:pointer}
.stress-mode-toggle input{position:absolute;opacity:0;pointer-events:none}
.stress-mode-toggle span{display:flex;align-items:center;justify-content:center;min-height:36px;border-radius:8px;color:#506a80;font-size:13px;font-weight:850}
.stress-mode-toggle input:checked+span{background:#fff;color:var(--stress-teal-dark);box-shadow:0 3px 10px rgba(16,41,69,.09)}
.stress-withdrawal-fields{margin-top:14px}
.stress-validation{min-height:20px;margin-top:16px;color:var(--stress-danger);font-size:13px;font-weight:750;line-height:1.45}
.stress-validation:empty{display:none}
.stress-privacy-note{margin:18px 0 0;padding:13px 14px;border-radius:12px;background:var(--stress-pale);color:#45647a;font-size:12.5px;line-height:1.52}

.stress-results{min-width:0}
.stress-results-heading{display:flex;justify-content:space-between;gap:24px;align-items:flex-end;margin-bottom:19px}
.stress-actions{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:9px}
.stress-button{min-height:43px;border-radius:10px;padding:0 14px;font:inherit;font-size:13px;font-weight:900;cursor:pointer}
.stress-button-primary{border:1px solid var(--stress-navy);background:var(--stress-navy);color:#fff}
.stress-button-secondary{border:1px solid #acc7d3;background:#fff;color:var(--stress-navy)}
.stress-button:hover{transform:translateY(-1px)}
.stress-button:focus-visible{outline:3px solid rgba(14,130,122,.22);outline-offset:2px}
.stress-action-message{min-height:18px;margin:-7px 0 11px;color:var(--stress-teal-dark);font-size:13px;font-weight:750;text-align:right}
.stress-summary-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-bottom:19px}
.stress-summary-card{position:relative;overflow:hidden;min-height:180px;padding:20px;border-radius:18px}
.stress-summary-card:before{content:"";position:absolute;left:0;right:0;top:0;height:5px;background:var(--stress-base)}
.stress-summary-card[data-scenario-card="cautious"]:before{background:var(--stress-cautious)}
.stress-summary-card[data-scenario-card="adverse"]:before{background:var(--stress-adverse)}
.stress-summary-card>span{display:block;color:#567188;font-size:11.5px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}
.stress-summary-card>strong{display:block;margin:16px 0 7px;color:var(--stress-navy);font-size:22px;line-height:1.15}
.stress-summary-card>small{display:block;color:#60778c;font-size:12.5px;line-height:1.52}
.stress-summary-metrics{display:grid;gap:5px;margin-top:13px;color:#3f5d74;font-size:12px}
.stress-result-panel{padding:22px;border-radius:20px}
.stress-panel-heading{display:flex;justify-content:space-between;gap:24px;margin-bottom:12px}
.stress-panel-heading h3{margin-bottom:0;color:var(--stress-navy);font-size:24px}
.stress-panel-heading>p{max-width:350px;margin-bottom:0;font-size:13px;text-align:right}
.stress-chart-wrap{width:100%;overflow:hidden;border:1px solid #e1e8ed;border-radius:14px;background:#fff}
.stress-chart{display:block;width:100%;height:auto;min-height:330px;shape-rendering:geometricPrecision}
.stress-chart text{font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;fill:#385b78;font-size:13px;font-weight:700;stroke:none!important;stroke-width:0!important;paint-order:normal;text-rendering:geometricPrecision;font-variant-numeric:tabular-nums}
.stress-chart .grid-line{stroke:#dce7ec;stroke-width:1}
.stress-chart .axis-line{stroke:#9fb2bf;stroke-width:1.2}
.stress-chart .series-path{fill:none;stroke-width:4;stroke-linecap:round;stroke-linejoin:round}
.stress-chart .base-path{stroke:var(--stress-base)}
.stress-chart .cautious-path{stroke:var(--stress-cautious);stroke-dasharray:11 7}
.stress-chart .adverse-path{stroke:var(--stress-adverse);stroke-dasharray:3 6}
.stress-chart .weak-path{stroke:var(--stress-weak);stroke-dasharray:3 6}
.stress-chart .strong-path{stroke:var(--stress-strong)}
.stress-chart .chart-point{stroke:#fff;stroke-width:2}
.stress-chart .chart-label-bg{fill:#f3fbfa;stroke:#a8d8d2;stroke-width:1}
.stress-chart .chart-label-text{fill:#173d5c;font-size:12px;font-weight:850;stroke:none!important;stroke-width:0!important}
.stress-chart-legend{display:flex;flex-wrap:wrap;gap:18px;margin-top:14px;color:#4d667b;font-size:12.5px;font-weight:800}
.stress-chart-legend span{display:inline-flex;align-items:center;gap:7px}
.legend-line{display:inline-block;width:29px;border-top:3px solid var(--stress-base)}
.legend-line.cautious{border-color:var(--stress-cautious);border-top-style:dashed}
.legend-line.adverse{border-color:var(--stress-adverse);border-top-style:dotted}
.legend-line.weak{border-color:var(--stress-weak);border-top-style:dotted}
.legend-line.strong{border-color:var(--stress-strong)}

.stress-section{padding:66px 0;border-top:1px solid var(--stress-line)}
.stress-sequence-section{background:#fff}
.stress-section-heading{max-width:920px;margin-bottom:26px}
.stress-section-heading>p:last-child{margin-bottom:0;font-size:17px}
.stress-sequence-grid{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(290px,.55fr);gap:22px;align-items:stretch}
.stress-sequence-note{padding:24px;border-radius:20px}
.stress-sequence-note>strong{display:block;color:var(--stress-navy);font-size:20px}
.stress-sequence-note>p{margin:12px 0 17px;color:#536f86;line-height:1.58}
.stress-return-strip{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:18px}
.stress-return-strip span{display:inline-flex;align-items:center;justify-content:center;min-width:55px;padding:7px 8px;border:1px solid #d3e0e6;border-radius:9px;background:#f8fbfc;color:#3f6078;font-size:11.5px;font-weight:850}
.stress-return-strip span.negative{border-color:#ebc6c6;background:#fff6f6;color:#9a4141}
.stress-table-wrap{overflow:auto;border:1px solid var(--stress-line);border-radius:18px;background:#fff;box-shadow:0 8px 26px rgba(15,41,68,.04)}
.stress-table{width:100%;border-collapse:collapse;min-width:760px}
.stress-table th,.stress-table td{padding:14px 15px;border-bottom:1px solid #e2eaee;text-align:left;vertical-align:top}
.stress-table th{background:#f1f7f8;color:var(--stress-navy);font-size:12px;font-weight:950;letter-spacing:.02em}
.stress-table td{color:#49657b;font-size:13px;line-height:1.45}
.stress-table tr:last-child td{border-bottom:0}
.stress-table .stress-table-rate{color:var(--stress-navy);font-weight:950}
.stress-table .stress-status-good{color:#0a7868;font-weight:850}
.stress-table .stress-status-depleted{color:#a64848;font-weight:850}
.stress-annual-section{background:#f7fafb}
.stress-annual-details{border:1px solid var(--stress-line);border-radius:18px;background:#fff;overflow:hidden;box-shadow:0 8px 24px rgba(25,58,77,.04)}
.stress-annual-details summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:18px 20px;cursor:pointer;background:#f8fbfc;color:var(--stress-navy);font-weight:850}
.stress-annual-details summary::-webkit-details-marker{display:none}
.stress-annual-details summary::after{content:'+';font-size:24px;color:var(--stress-teal-dark);font-weight:700;line-height:1;margin-left:4px}
.stress-annual-details[open] summary::after{content:'−'}
.stress-annual-details summary small{margin-left:auto;color:#637b96;font-weight:700}
.stress-annual-detail-body{padding:18px}
.stress-annual-controls{display:flex;justify-content:flex-end;margin-bottom:14px}
.stress-scenario-select{min-width:220px}
.stress-annual-table{min-width:1220px}
.stress-annual-table-wrap{max-height:650px}
.stress-annual-table thead{position:sticky;top:0;z-index:2}
.stress-annual-table tr[data-depleted="true"]{background:#fff7f7}

.stress-methodology-section{background:#fff}
.stress-methodology-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:28px;align-items:start}
.stress-method-steps{margin:18px 0 22px;padding-left:24px;color:#46647b}
.stress-method-steps li{margin:10px 0;line-height:1.58}
.stress-formula{padding:20px;border-radius:16px;background:var(--stress-pale)}
.stress-formula span{display:block;margin-bottom:8px;color:var(--stress-teal-dark);font-size:11.5px;font-weight:950;letter-spacing:.08em;text-transform:uppercase}
.stress-formula strong{display:block;color:var(--stress-navy);font-size:18px;line-height:1.45}
.stress-limitations{padding:24px;border-radius:20px;background:var(--stress-warm)}
.stress-limitations h3{margin-bottom:10px;color:var(--stress-navy);font-size:21px}
.stress-limitations ul{margin:0 0 18px;padding-left:21px;color:#5d6c76}
.stress-limitations li{margin:9px 0;line-height:1.5}
.stress-faq-section{background:#f7fafb}
.stress-faq-list{display:grid;gap:12px;max-width:1000px}
.stress-faq-list details{border:1px solid var(--stress-line);border-radius:14px;background:#fff;padding:0 18px}
.stress-faq-list summary{cursor:pointer;padding:17px 0;color:var(--stress-navy);font-weight:900}
.stress-faq-list p{padding:0 0 17px;margin:0;color:#526e84;line-height:1.6}
.stress-sources-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:34px}
.stress-sources-grid p{color:#526d83;line-height:1.6}
.stress-sources-grid ul{margin:0;padding:22px 22px 22px 42px;border-radius:18px;background:#f4f9fa}
.stress-sources-grid li{margin:10px 0}
.stress-sources-grid a{color:var(--stress-teal-dark);font-weight:800}
.stress-next-section{background:#f7fafb}
.stress-next-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.stress-next-grid a{display:block;min-height:160px;padding:21px;border-radius:18px;text-decoration:none}
.stress-next-grid a:hover{transform:translateY(-2px);border-color:#a8ccc7}
.stress-next-grid strong{display:block;margin-bottom:9px;color:var(--stress-navy);font-size:18px}
.stress-next-grid span{display:block;color:#5a7186;font-size:13.5px;line-height:1.5}

@media(max-width:1180px){
  .stress-layout{grid-template-columns:360px minmax(0,1fr)}
  .stress-summary-grid{grid-template-columns:1fr}
  .stress-summary-card{min-height:0}
  .stress-next-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:980px){
  .stress-hero-grid{grid-template-columns:1fr;gap:24px;padding-top:42px}
  .stress-layout{grid-template-columns:1fr}
  .stress-input-card{position:static}
  .stress-results-heading{align-items:flex-start;flex-direction:column}
  .stress-actions{justify-content:flex-start}
  .stress-action-message{text-align:left}
  .stress-sequence-grid,.stress-methodology-grid,.stress-sources-grid{grid-template-columns:1fr}
}
@media(max-width:700px){
  .stress-hero-grid{padding-top:30px;padding-bottom:34px}
  .stress-hero h1{font-size:42px;letter-spacing:-1.5px}
  .stress-hero-lede{font-size:17px}
  .stress-workspace,.stress-section{padding:42px 0}
  .stress-input-card,.stress-result-panel,.stress-sequence-note{padding:18px;border-radius:16px}
  .stress-field-grid{grid-template-columns:1fr;gap:13px}
  .stress-field-wide{grid-column:auto}
  .stress-actions{display:grid;width:100%}
  .stress-button{width:100%}
  .stress-panel-heading{display:block}
  .stress-panel-heading>p{max-width:none;text-align:left;margin-top:8px}
  .stress-chart{min-height:290px}
  .stress-section-heading-row{align-items:flex-start;flex-direction:column}
  .stress-scenario-select{width:100%;min-width:0}
  .stress-next-grid{grid-template-columns:1fr}
  .stress-next-grid a{min-height:0}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.stress-button,.stress-next-grid a{transition:none!important}.stress-button:hover,.stress-next-grid a:hover{transform:none}}
@media(max-width:560px){
  .stress-annual-details summary{align-items:flex-start;flex-wrap:wrap}
  .stress-annual-details summary small{margin-left:0;flex-basis:calc(100% - 34px)}
  .stress-annual-detail-body{padding:12px}
  .stress-annual-controls{justify-content:stretch}
  .stress-scenario-select{width:100%;min-width:0}
}

@media print{.no-print,.site-header,.site-footer{display:none!important}.stress-section,.stress-workspace{break-inside:avoid}.stress-input-card{position:static}.stress-layout{display:block}.stress-results{margin-top:24px}}