:root{--ink:#102945;--navy:#102945;--teal:#0e8b80;--teal-dark:#08756d;--muted:#405b75;--line:#c9d9e2;--pale:#e8f6f3;--note:#f3f8fa;--warm:#fff6e8;--white:#fff;--bg:#f7fafc;--danger:#9f2d2d;--danger-bg:#fff1f1;--shadow:0 12px 34px rgba(16,41,69,.07)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.5}a{color:inherit}button,input,select{font:inherit}.container{width:min(1180px,calc(100% - 40px));margin:0 auto}.site-header{position:relative;z-index:20;background:#fff;border-bottom:1px solid #dbe5ea}.header-inner{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand-cluster{display:flex;align-items:center;min-width:0}.brand{color:var(--navy);font-size:25px;line-height:1;font-weight:950;letter-spacing:.8px;text-decoration:none}.brand-divider{width:1px;height:36px;background:#d3e0e6;margin:0 18px}.product-label{color:#31546f;font-weight:850;font-size:15px;white-space:nowrap}.header-actions{display:flex;align-items:center;gap:18px}.top-nav{display:flex;gap:18px}.top-nav a{color:#35556f;text-decoration:none;font-size:14px;font-weight:750}.top-nav a:hover{color:var(--teal-dark)}.locale-menu{position:relative}.locale-menu summary{list-style:none;display:flex;align-items:center;gap:8px;min-height:44px;padding:9px 12px;border:1px solid #cbd9e0;border-radius:12px;background:#fff;cursor:pointer;color:#294b66;font-weight:800;font-size:13px}.locale-menu summary::-webkit-details-marker{display:none}.locale-globe,.locale-chevron{display:inline-grid;place-items:center}.locale-globe svg{width:20px;height:20px;fill:none;stroke:currentColor;stroke-width:1.8}.locale-chevron svg{width:15px;height:15px;fill:none;stroke:currentColor;stroke-width:2}.locale-popover{position:absolute;right:0;top:52px;width:330px;padding:20px;background:#fff;border:1px solid #ccdce3;border-radius:16px;box-shadow:0 18px 48px rgba(16,41,69,.16)}.locale-popover h3{margin:0 0 4px;font-size:18px}.locale-popover>p{margin:0 0 14px;color:var(--muted);font-size:13px}.locale-popover label{display:grid;gap:6px;margin:12px 0;color:#294b66;font-size:13px;font-weight:800}.locale-popover select{width:100%;min-height:44px;padding:8px 10px;border:1px solid #bfcfd7;border-radius:10px;background:#fff;color:var(--ink)}.locale-note{margin:12px 0;padding:11px;border-radius:10px;background:var(--note);color:var(--muted);font-size:12.5px}.mobile-nav{display:none;border-top:1px solid #edf2f5}.mobile-nav .container{display:flex;gap:18px;padding:10px 0;overflow-x:auto}.mobile-nav a{white-space:nowrap;text-decoration:none;color:#35556f;font-weight:800;font-size:13px}
.tool-breadcrumb{padding-top:22px}.tool-breadcrumb a{color:var(--teal-dark);font-weight:850;text-decoration:none}.intro{padding:0 0 56px;background:linear-gradient(180deg,#fff 0%,#f8fbfc 100%)}.intro-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(330px,.65fr);gap:50px;align-items:center;padding-top:44px}.eyebrow{color:var(--teal-dark);font-size:12px;letter-spacing:1.8px;font-weight:950}.intro h1{max-width:790px;margin:12px 0 18px;font-size:clamp(42px,5vw,68px);line-height:1.02;letter-spacing:-2.2px}.lede{max-width:820px;margin:0;color:var(--muted);font-size:19px;line-height:1.65}.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:24px}.chips span{padding:7px 10px;border:1px solid #cfe0e4;border-radius:999px;background:#fff;color:#36566d;font-size:12.5px;font-weight:800}.intro-card{padding:28px;border:1px solid #c8dedf;border-radius:21px;background:linear-gradient(145deg,#eef9f6,#fff);box-shadow:var(--shadow)}.mini-flow{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:7px;align-items:center;margin:15px 0 17px}.mini-flow strong{font-size:14px;line-height:1.25}.mini-flow span{color:var(--teal);font-weight:950}.intro-card p{margin:0;color:var(--muted);font-size:14px;line-height:1.6}
.learn-bridge{padding:32px 0;background:#fff}.learn-bridge-card{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:32px;align-items:center;padding:26px 28px;border:1px solid #cfe2e4;border-radius:20px;background:linear-gradient(135deg,#f2faf8,#f8fbfd)}.learn-bridge-card h2{margin:7px 0 7px;font-size:25px}.learn-bridge-card p{margin:0;color:var(--muted);max-width:760px}.learn-actions{display:flex;flex-direction:column;gap:10px;align-items:flex-start}.text-link{color:var(--teal-dark);font-weight:850;text-decoration:none}
.planner-shell{padding:58px 0 68px;background:var(--bg);border-top:1px solid #e2eaee}.planner-grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(340px,.75fr);gap:24px;align-items:start}.planner-card,.results-card,.chart-card,.table-card{background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow)}.planner-card{padding:30px}.results-card{padding:28px;position:sticky;top:18px}.section-head{display:flex;align-items:flex-start;justify-content:space-between;gap:20px}.section-head h2{margin:6px 0 5px;font-size:29px;line-height:1.15}.section-head p{margin:0;color:var(--muted)}.text-btn{border:0;background:transparent;color:var(--teal-dark);font-weight:850;cursor:pointer;padding:8px}.text-btn:hover{text-decoration:underline}.step{margin-top:28px;padding-top:26px;border-top:1px solid #dbe5ea}.step-title{display:grid;grid-template-columns:34px minmax(0,1fr);gap:13px;align-items:start;margin-bottom:18px}.step-title>span{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--teal);color:#fff;font-weight:950}.step-title h3{margin:1px 0 4px;font-size:20px}.step-title p{margin:0;color:var(--muted);font-size:14px}.fields{display:grid;gap:16px}.fields-2{grid-template-columns:repeat(2,minmax(0,1fr))}.fields-3{grid-template-columns:repeat(3,minmax(0,1fr))}.field{display:grid;gap:7px;min-width:0;color:#274a65;font-size:13px;font-weight:850}.field>small{color:#6a7f91;font-weight:500;line-height:1.45}.field input,.field select{width:100%;min-width:0;height:48px;border:1px solid #bccdd6;border-radius:11px;padding:0 12px;background:#fff;color:var(--ink);font-size:16px}.field input:focus,.field select:focus,.locale-popover select:focus,.btn:focus-visible,.text-btn:focus-visible,.toggle-row input:focus-visible,.advanced summary:focus-visible{outline:3px solid rgba(14,139,128,.28);outline-offset:2px}.field input:disabled,.field select:disabled{background:#f1f5f7;color:#7d8f9d;cursor:not-allowed}.money-input,.input-suffix{display:grid;grid-template-columns:auto minmax(0,1fr);align-items:center;border:1px solid #bccdd6;border-radius:11px;background:#fff;overflow:hidden}.input-suffix{grid-template-columns:minmax(0,1fr) auto}.money-input span,.input-suffix span{padding:0 12px;color:#5a7387;font-weight:800;white-space:nowrap}.money-input input,.input-suffix input{border:0;border-radius:0}.money-input:focus-within,.input-suffix:focus-within{outline:3px solid rgba(14,139,128,.28);outline-offset:2px}.toggle-row{display:flex;gap:12px;align-items:flex-start;padding:15px;border:1px solid #d2e0e5;border-radius:13px;background:#fbfdfe;cursor:pointer}.toggle-row input{width:20px;height:20px;margin:2px 0 0;accent-color:var(--teal);flex:0 0 auto}.toggle-row span{display:grid;gap:2px}.toggle-row small{color:var(--muted);font-weight:500}.optional-step .fields{margin-top:16px}.advanced{margin-top:24px;border:1px solid #cbdbe2;border-radius:15px;background:#fbfdfe;overflow:hidden}.advanced summary{cursor:pointer;padding:16px 18px;font-weight:900;color:#274d67}.advanced-body{padding:0 18px 18px}.inflation-field{margin-top:14px;max-width:360px}.validation{margin-top:18px;padding:13px 15px;border:1px solid #edb5b5;border-radius:12px;background:var(--danger-bg);color:var(--danger);font-weight:750;font-size:14px}
.results-card h2{margin:7px 0 20px;font-size:27px}.hero-result{padding:22px;border-radius:17px;background:linear-gradient(135deg,#0e8b80,#0d6e75);color:#fff}.hero-result span{font-size:13px;font-weight:850;opacity:.9}.hero-result strong{display:block;margin:5px 0;font-size:36px;line-height:1.08;overflow-wrap:anywhere}.hero-result small{display:block;line-height:1.45;color:#e4fffb}.result-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:11px;margin-top:13px}.metric{padding:15px;border:1px solid #d6e2e7;border-radius:14px;background:#fff}.metric span,.real-value span{display:block;color:#567085;font-size:12.5px;font-weight:800}.metric strong,.real-value strong{display:block;margin:5px 0;color:var(--ink);font-size:20px;overflow-wrap:anywhere}.metric small,.real-value small{color:#6a7f91;line-height:1.35}.real-value{margin-top:13px;padding:16px;border:1px solid #ead4a3;border-radius:14px;background:#fff9ec}.actions-card{display:grid;gap:10px;margin-top:17px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:10px 16px;border-radius:11px;border:1px solid transparent;text-decoration:none;font-weight:900;cursor:pointer}.btn-primary{background:var(--teal);color:#fff}.btn-primary:hover{background:#08776f}.btn-secondary{background:#fff;color:var(--teal-dark);border-color:#aaccc9}.btn-secondary:hover{background:#f2faf8}.btn-small{min-height:40px}.status-message{min-height:20px;margin:1px 0 0;color:#3f6078;font-size:13px;font-weight:700}
.visual-section{padding:68px 0;background:#fff}.visual-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(360px,.85fr);gap:24px;align-items:start}.planner-grid>*,.visual-grid>*,.explain-grid>*,.learn-bridge-card>*,.next-step-grid>*{min-width:0}.chart-card,.table-card{padding:28px;min-width:0}.chart-wrap{width:100%;max-width:100%;overflow:hidden;margin-top:18px;border:1px solid #e0e8ec;border-radius:15px;background:#fbfdfe}.chart-wrap svg{display:block;width:100%;height:auto;min-height:300px}.chart-summary{margin:13px 0;color:var(--muted);font-size:14px;line-height:1.55}.chart-legend{display:flex;flex-wrap:wrap;gap:18px;color:#456279;font-size:13px;font-weight:800}.legend-line{display:inline-block;width:22px;height:3px;margin-right:7px;vertical-align:middle;border-radius:4px}.legend-line.contributed{background:#7c91a3}.legend-line.compound{background:#0e8b80}.legend-line.real{background:#b47b21}.table-scroll{width:100%;max-width:100%;min-width:0;max-height:520px;overflow:auto;margin-top:18px;border:1px solid #dce6ea;border-radius:14px;-webkit-overflow-scrolling:touch}.table-card table{width:100%;border-collapse:collapse;min-width:620px}.table-card th,.table-card td{padding:11px 12px;text-align:right;border-bottom:1px solid #e2e9ed;font-size:13px}.table-card th:first-child,.table-card td:first-child{text-align:left;position:sticky;left:0;background:inherit}.table-card thead th{position:sticky;top:0;background:#f3f8fa;color:#274d67;font-size:12px;z-index:2}.table-card tbody tr:nth-child(even){background:#fbfdfe}.table-note{margin:12px 0 0;color:#6a7f91;font-size:12.5px}
.explain-section{padding:66px 0;background:#f7fafc;border-top:1px solid #e5ecef}.explain-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:34px}.explain-grid h2{margin:8px 0 12px;font-size:30px;line-height:1.15}.explain-grid p{color:var(--muted);line-height:1.7}.formula-card{margin-top:13px;padding:15px 17px;border:1px solid #cbdce2;border-radius:13px;background:#fff}.formula-card strong{display:block;margin-bottom:6px}.formula-card code{display:block;overflow-wrap:anywhere;color:#0a6f67;font-size:14px}.explain-list{margin:18px 0 0;padding-left:20px;color:var(--muted)}.explain-list li{margin:8px 0}.next-step-section{padding:56px 0;background:#fff}.next-step-grid{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:32px;align-items:center;padding:28px;border:1px solid #cfe0e4;border-radius:20px;background:linear-gradient(135deg,#eff8f6,#f8fbfd)}.next-step-grid h2{margin:7px 0 8px;font-size:29px}.next-step-grid p{margin:0;max-width:760px;color:var(--muted)}.next-links{display:flex;flex-direction:column;gap:10px}
.site-footer{padding:48px 0 0;background:#102945;color:#dce8f0}.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:34px}.footer-wordmark{display:inline-block;color:#fff;text-decoration:none;font-size:22px;font-weight:950;letter-spacing:.7px}.footer-brand p{max-width:400px;color:#b8c8d4;line-height:1.6}.footer-col{display:flex;flex-direction:column;gap:9px}.footer-col strong{color:#fff}.footer-col a{color:#c5d5df;text-decoration:none;font-size:14px}.footer-product-bottom{display:flex;justify-content:space-between;gap:18px;margin-top:36px;padding:18px 0 24px;border-top:1px solid rgba(255,255,255,.14);color:#afc1cf;font-size:12.5px}
@media(max-width:1040px){.top-nav{display:none}.mobile-nav{display:block}.intro-grid,.planner-grid,.visual-grid,.explain-grid{grid-template-columns:1fr}.results-card{position:static}.intro-card{max-width:720px}.visual-grid{gap:20px}.next-step-grid{grid-template-columns:1fr}.next-links{flex-direction:row;flex-wrap:wrap}.footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:760px){.container{width:calc(100% - 28px)}.header-inner{min-height:72px;gap:12px}.brand{font-size:21px}.brand-divider{height:28px;margin:0 10px}.product-label{max-width:150px;overflow:hidden;text-overflow:ellipsis;font-size:12.5px}.header-actions{gap:8px}.locale-menu summary{padding:8px 10px}.locale-popover{position:fixed;left:14px;right:14px;top:78px;width:auto}.intro{padding-bottom:44px}.intro-grid{padding-top:32px;gap:28px}.intro h1{font-size:42px;letter-spacing:-1.5px}.lede{font-size:17px}.mini-flow{grid-template-columns:1fr;gap:5px}.mini-flow span{transform:rotate(90deg);justify-self:start}.learn-bridge-card{grid-template-columns:1fr;padding:22px}.learn-actions{width:100%}.learn-actions .btn{width:100%}.planner-shell,.visual-section,.explain-section{padding:48px 0}.planner-card,.results-card,.chart-card,.table-card{padding:21px;border-radius:18px}.section-head{display:block}.text-btn{padding-left:0}.fields-2,.fields-3,.result-grid{grid-template-columns:1fr}.hero-result strong{font-size:32px}.chart-wrap svg{min-height:240px}.table-scroll{max-height:470px}.explain-grid{gap:24px}.next-step-section{padding:44px 0}.next-step-grid{padding:22px}.next-links{display:grid}.next-links .btn{width:100%}.footer-grid{grid-template-columns:1fr}.footer-product-bottom{flex-direction:column}.mobile-nav .container{gap:15px}}
@media(max-width:390px){.brand-divider{display:none}.product-label{display:none}.intro h1{font-size:37px}.planner-card,.results-card,.chart-card,.table-card{padding:18px}.hero-result{padding:18px}.hero-result strong{font-size:29px}.chart-legend{gap:10px}.chart-wrap svg{min-height:220px}}

/* CORE9 Loan / EMI Calculator additions - 2026-10-17 */
[hidden]{display:none!important}.mode-tabs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin-top:24px;padding:5px;border:1px solid #cbdbe2;border-radius:14px;background:#edf4f6}.mode-tab{min-height:46px;border:1px solid transparent;border-radius:10px;background:transparent;color:#35566f;font-weight:900;cursor:pointer;padding:9px 12px}.mode-tab:hover{background:#fff}.mode-tab.active{background:#fff;border-color:#bad2d7;color:var(--teal-dark);box-shadow:0 3px 12px rgba(16,41,69,.06)}.mode-tab:focus-visible{outline:3px solid rgba(14,139,128,.28);outline-offset:2px}.advanced-fields{margin-top:5px}.advanced-note{margin-top:17px;padding:13px 14px;border:1px solid #ead4a3;border-radius:12px;background:#fff9ec;color:#5d4b24;font-size:13px;line-height:1.5}.cost-strip{margin-top:13px;padding:15px;border:1px solid #c8dce1;border-radius:14px;background:#f5fafb}.cost-strip span{display:block;color:#567085;font-size:12.5px;font-weight:800}.cost-strip strong{display:block;margin-top:5px;font-size:21px;color:var(--ink)}.legend-line.balance{background:#0e8b80}.legend-line.principal-paid{background:#315e9a}.legend-line.interest-paid{background:#b47b21}.table-card td:first-child small{display:block;margin-top:2px;color:#6a7f91;font-size:10px;font-weight:600;white-space:nowrap}.loan-note{margin-top:13px;color:#6a7f91;font-size:12.5px;line-height:1.55}
@media(max-width:760px){.mode-tabs{grid-template-columns:1fr}.mode-tab{min-height:48px}.advanced-body{padding-left:14px;padding-right:14px}.table-card table{min-width:680px}}
/* Carrowmont shared tool-header alignment polish - Snapshot 77 */
.site-header{height:76px;border-bottom:1px solid #d6e2e9;background:#fff;position:sticky;top:0;z-index:30}
.site-header .container{width:min(1480px,calc(100% - 64px));margin:auto}
.site-header .header-inner{height:100%;min-height:0;display:flex;align-items:center;justify-content:space-between;gap:24px}
.site-header .brand-cluster{display:flex;align-items:center;gap:14px;min-width:0}
.site-header .brand{font-weight:900;letter-spacing:.08em;text-decoration:none;color:#102945;font-size:23px}
.site-header .brand-divider{height:32px;width:1px;background:#d6e2e9;margin:0}
.site-header .product-label{font-size:16px;font-weight:700;color:#62748d;white-space:nowrap}
.site-header .header-actions{display:flex;align-items:center;gap:20px}
.site-header .top-nav{gap:28px}
.site-header .top-nav a{color:#566b85;text-decoration:none;font-weight:700;font-size:15px}
.site-header .top-nav a:hover{color:#08756d}
.site-header .locale-menu summary{appearance:none;-webkit-appearance:none;list-style:none;border:1px solid #c8dae4;border-radius:999px;padding:12px 18px;min-width:170px;display:flex;justify-content:center;align-items:center;gap:9px;font-size:16px;line-height:1;font-weight:800;cursor:pointer;background:#fff}
.site-header .locale-menu summary::marker{content:""}
.site-header .locale-menu summary::-webkit-details-marker{display:none}
.site-header .locale-globe,.site-header .locale-chevron{display:inline-flex;align-items:center;justify-content:center;line-height:0}
.site-header .locale-globe{width:18px;height:18px;flex:0 0 18px}
.site-header .locale-globe svg{width:18px;height:18px;display:block;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.site-header .locale-chevron{width:14px;height:14px;flex:0 0 14px;font-size:0}
.site-header .locale-chevron svg{width:14px;height:14px;display:block;fill:none;stroke:currentColor;stroke-width:2.1;stroke-linecap:round;stroke-linejoin:round}
.site-header .locale-popover{position:absolute;right:0;left:auto;top:54px;width:360px;padding:22px;background:#fff;border:1px solid #d6e2e9;border-radius:18px;box-shadow:0 20px 50px rgba(16,41,69,.15);z-index:50}
.site-header .locale-popover h3{margin:0 0 4px;color:#102945;font-size:1.17em}
.site-header .locale-popover>p{margin:0 0 16px;color:#5d7694;line-height:1.45;font-size:16px}
.site-header .locale-popover label{display:block;font-size:16px;font-weight:800;margin:12px 0 0;color:#102945}
.site-header .locale-popover select{display:block;width:100%;margin-top:7px;padding:11px;border:1px solid #c8d9e3;border-radius:10px;background:#fff;color:#102945;min-height:0;outline:none}
.site-header .locale-note{margin:14px 0 0;padding:0;background:transparent;border-radius:0;color:#5d7694;line-height:1.45;font-size:13px}
.site-header #localeSummary{box-sizing:border-box;height:44px;min-height:44px;max-height:44px}
@media(max-width:760px){.site-header{height:auto}.site-header .container{width:min(100% - 28px,1480px)}.site-header .header-inner{height:auto;min-height:0;padding:12px 0;align-items:flex-start;gap:12px}.site-header .brand-divider,.site-header .product-label{display:none}.site-header .brand{font-size:20px}.site-header .locale-menu summary{min-width:auto;padding:9px 11px;font-size:13px}.site-header #localeSummary{height:38px;min-height:38px;max-height:38px}.site-header .locale-popover{position:absolute;width:min(340px,calc(100vw - 28px));right:-3px;left:auto;top:54px}}