:root{--usdc-navy:#102945;--usdc-ink:#173d5c;--usdc-teal:#0e827a;--usdc-teal-dark:#08756d;--usdc-muted:#5b7186;--usdc-line:#d7e2e8;--usdc-pale:#edf8f6;--usdc-light:#f7fafb;--usdc-warm:#fff8eb;--usdc-danger:#9a3c36}
*{box-sizing:border-box}
.usdc-hero{background:linear-gradient(180deg,#f8fbfc 0,#fff 100%);border-bottom:1px solid var(--usdc-line)}
.usdc-hero-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(280px,.65fr);gap:46px;align-items:center;padding-top:54px;padding-bottom:48px}
.usdc-hero h1{max-width:900px;margin:9px 0 18px;color:var(--usdc-navy);font-size:52px;line-height:1.04;letter-spacing:-2px}
.usdc-hero-lede{max-width:820px;margin:0;color:#49677e;font-size:18px;line-height:1.62}
.usdc-badges{display:flex;flex-wrap:wrap;gap:9px;margin-top:21px}.usdc-badges span{padding:7px 10px;border:1px solid #bad7d3;border-radius:999px;background:#fff;color:var(--usdc-teal-dark);font-size:12px;font-weight:850}
.usdc-warning-card{padding:22px;border:1px solid #ead8b8;border-radius:18px;background:var(--usdc-warm)}.usdc-warning-card strong{display:block;margin-bottom:7px;color:#80561d;font-size:17px}.usdc-warning-card p{margin:0;color:#675b4e;line-height:1.58}
.usdc-fixed-context{display:flex;align-items:center;gap:7px;min-height:39px;padding:0 12px;border:1px solid #c7d6de;border-radius:999px;background:#fff;color:#49657b;font-size:12px;font-weight:800;white-space:nowrap}.usdc-fixed-context strong{color:var(--usdc-navy)}.usdc-globe{color:var(--usdc-teal);font-size:17px;line-height:1}
.usdc-workspace{padding:52px 0}.usdc-layout{display:grid;grid-template-columns:390px minmax(0,1fr);gap:32px;align-items:start}.usdc-input-card{position:sticky;top:86px;padding:22px;border:1px solid var(--usdc-line);border-radius:20px;background:#fff;box-shadow:0 12px 32px rgba(15,41,68,.06)}
.usdc-card-heading{margin-bottom:17px}.usdc-card-heading h2,.usdc-section-heading h2{margin:5px 0 8px;color:var(--usdc-navy);font-size:28px;line-height:1.18}.usdc-card-heading p:last-child,.usdc-section-heading p:last-child{color:var(--usdc-muted);line-height:1.55}.usdc-kicker{margin:0;color:var(--usdc-teal-dark);font-size:11.5px;font-weight:950;letter-spacing:.08em;text-transform:uppercase}
.usdc-reference-card{margin:0 0 19px;padding:18px;border:1px solid #b9ded8;border-radius:16px;background:var(--usdc-pale)}.usdc-reference-card span{display:block;color:#557185;font-size:11.5px;font-weight:900;text-transform:uppercase;letter-spacing:.06em}.usdc-reference-card strong{display:block;margin:9px 0 4px;color:var(--usdc-navy);font-size:27px;line-height:1.12;font-variant-numeric:tabular-nums}.usdc-reference-card small{color:#557185;font-size:12.5px;line-height:1.45}
.usdc-field{display:block;margin:0 0 17px}.usdc-field>span{display:block;margin-bottom:7px;color:var(--usdc-navy);font-size:13px;font-weight:900}.usdc-field input,.usdc-field select{width:100%;min-height:44px;padding:10px 12px;border:1px solid #b9ccd8;border-radius:11px;background:#fff;color:var(--usdc-ink);font:inherit;font-size:14px;font-weight:750}.usdc-field input:focus,.usdc-field select:focus{outline:0;border-color:var(--usdc-teal);box-shadow:0 0 0 3px rgba(14,130,122,.14)}.usdc-field small{display:block;margin-top:6px;color:#63798c;font-size:12px;line-height:1.46}
.usdc-input-suffix,.usdc-input-prefix{display:grid;align-items:center;border:1px solid #b9ccd8;border-radius:11px;background:#fff;overflow:hidden}.usdc-input-suffix{grid-template-columns:1fr auto}.usdc-input-prefix{grid-template-columns:auto 1fr auto}.usdc-input-suffix:focus-within,.usdc-input-prefix:focus-within{border-color:var(--usdc-teal);box-shadow:0 0 0 3px rgba(14,130,122,.14)}.usdc-input-suffix input,.usdc-input-prefix input{border:0;border-radius:0;box-shadow:none!important;min-width:0}.usdc-input-suffix b,.usdc-input-prefix b{padding:0 12px;color:#536d83;font-size:12px}.usdc-input-prefix b:first-child{padding-right:0}.usdc-primary-action{width:100%;margin-top:2px}
.usdc-button{display:inline-flex;align-items:center;justify-content:center;min-height:43px;padding:0 14px;border-radius:10px;font:inherit;font-size:13px;font-weight:900;cursor:pointer;text-decoration:none;text-align:center}.usdc-button-primary{border:1px solid var(--usdc-navy);background:var(--usdc-navy);color:#fff}.usdc-button-secondary{border:1px solid #acc7d3;background:#fff;color:var(--usdc-navy)}.usdc-button:hover{transform:translateY(-1px)}.usdc-button:focus-visible{outline:3px solid rgba(14,130,122,.22);outline-offset:2px}.usdc-button[disabled]{opacity:.6;cursor:wait;transform:none}
.usdc-validation{min-height:18px;margin:9px 0 0;color:var(--usdc-danger);font-size:12.5px;font-weight:800;line-height:1.42}.usdc-validation:empty{display:none}
.usdc-advanced{margin-top:18px;border:1px solid var(--usdc-line);border-radius:14px;background:#fbfdfe}.usdc-advanced summary{cursor:pointer;padding:15px 16px;color:var(--usdc-navy);font-size:13px;font-weight:900}.usdc-advanced-body{padding:2px 16px 16px;border-top:1px solid #e3eaee}.usdc-advanced-body .usdc-field:first-child{margin-top:15px}.usdc-data-note{margin:17px 0 0;padding:13px 14px;border-radius:12px;background:#f3f7f9;color:#536d82;font-size:12.2px;line-height:1.52}
.usdc-results{min-width:0}.usdc-results-heading{display:flex;justify-content:space-between;gap:20px;align-items:flex-end;margin-bottom:18px}.usdc-results-heading h2{margin:4px 0 0;color:var(--usdc-navy);font-size:29px}.usdc-actions{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:8px}.usdc-action-message{min-height:18px;margin:-6px 0 10px;color:var(--usdc-teal-dark);font-size:13px;font-weight:750;text-align:right}.usdc-summary-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.usdc-summary-card{position:relative;overflow:hidden;min-height:147px;padding:18px;border:1px solid var(--usdc-line);border-radius:17px;background:#fff;box-shadow:0 7px 23px rgba(15,41,68,.035)}.usdc-summary-card:before{content:"";position:absolute;left:0;right:0;top:0;height:5px;background:#b8cbd7}.usdc-summary-primary:before{background:var(--usdc-teal)}.usdc-summary-card>span{display:block;color:#587087;font-size:11px;font-weight:900;letter-spacing:.06em;text-transform:uppercase}.usdc-summary-card>strong{display:block;margin:15px 0 7px;color:var(--usdc-navy);font-size:24px;line-height:1.15;font-variant-numeric:tabular-nums}.usdc-summary-card>small{display:block;color:#647b8f;font-size:12px;line-height:1.45}
.usdc-interpretation{margin-top:15px;padding:18px 20px;border:1px solid #c8dfe1;border-radius:16px;background:#fff;color:#375a71;font-size:14px;font-weight:650;line-height:1.65}.usdc-progress-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px;margin-top:15px}.usdc-progress-grid article{padding:17px;border:1px solid #d5e3e8;border-radius:15px;background:#f8fbfc}.usdc-progress-grid span,.usdc-progress-grid strong,.usdc-progress-grid small{display:block}.usdc-progress-grid span{color:#5b7287;font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.05em}.usdc-progress-grid strong{margin:8px 0 6px;color:var(--usdc-navy);font-size:19px;font-variant-numeric:tabular-nums}.usdc-progress-grid small{color:#667c8f;font-size:11.8px;line-height:1.45}
.usdc-section{padding:64px 0;border-top:1px solid var(--usdc-line)}.usdc-section-heading{max-width:920px;margin-bottom:25px}.usdc-section-heading>p:last-child{margin-bottom:0;font-size:16px}.usdc-chart-section,.usdc-faq-section,.usdc-next-section{background:var(--usdc-light)}.usdc-chart-panel{padding:21px;border:1px solid var(--usdc-line);border-radius:20px;background:#fff;box-shadow:0 8px 25px rgba(15,41,68,.04)}.usdc-chart-legend{display:flex;flex-wrap:wrap;gap:18px;margin-bottom:13px;color:#587085;font-size:12px;font-weight:800}.usdc-chart-legend span{display:flex;align-items:center;gap:7px}.usdc-chart-legend i{display:inline-block;width:24px;height:0;border-top:3px dashed #728ca0}.usdc-chart-legend i.selected{border-top-style:solid;border-top-width:4px;border-color:var(--usdc-teal)}.usdc-chart-legend i.higher{border-top-style:dotted;border-color:#254f72}.usdc-chart-legend .selected{color:var(--usdc-navy);font-weight:950}.usdc-chart-wrap{width:100%;overflow:hidden;border:1px solid #e1e8ed;border-radius:14px;background:#fff}.usdc-chart{display:block;width:100%;height:auto;min-height:330px;shape-rendering:geometricPrecision}.usdc-chart text{font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;fill:#385b78;font-size:13px;font-weight:700;stroke:none!important;stroke-width:0!important;paint-order:normal;text-rendering:geometricPrecision;font-variant-numeric:tabular-nums}.usdc-chart .grid-line{stroke:#dce7ec;stroke-width:1}.usdc-chart .axis-line{stroke:#9fb2bf;stroke-width:1.2}.usdc-chart .axis-title{fill:#587085;font-size:12px;font-weight:850}.usdc-chart .series-lower{fill:none;stroke:#728ca0;stroke-width:3;stroke-dasharray:8 6}.usdc-chart .series-selected{fill:none;stroke:var(--usdc-teal);stroke-width:4.5}.usdc-chart .series-higher{fill:none;stroke:#254f72;stroke-width:3;stroke-dasharray:2 6}.usdc-chart .point{stroke:#fff;stroke-width:2}.usdc-chart .point-lower{fill:#728ca0}.usdc-chart .point-selected{fill:var(--usdc-teal)}.usdc-chart .point-higher{fill:#254f72}.usdc-chart .callout-bg{fill:#fff;stroke:#b6cbd6;stroke-width:1}.usdc-chart .callout-selected{fill:#eef9f6;stroke:#9fcfc8}.usdc-chart .callout-text{fill:#173d5c;font-size:12px;font-weight:850}
.usdc-table-wrap{overflow:auto;border:1px solid var(--usdc-line);border-radius:17px;background:#fff;box-shadow:0 7px 23px rgba(15,41,68,.035)}.usdc-comparison-wrap{margin-top:15px}.usdc-table{width:100%;border-collapse:collapse;min-width:850px}.usdc-table th,.usdc-table td{padding:13px 14px;border-bottom:1px solid #e2eaee;text-align:left;vertical-align:top}.usdc-table th{background:#f1f7f8;color:var(--usdc-navy);font-size:11.7px;font-weight:950;letter-spacing:.015em}.usdc-table td{color:#49657b;font-size:12.6px;line-height:1.45;font-variant-numeric:tabular-nums}.usdc-table tr:last-child td{border-bottom:0}.usdc-table tr.is-selected{background:#eff9f7}.usdc-table tr.is-selected td:first-child{color:var(--usdc-navy);font-weight:950}.usdc-detail-table{border:1px solid var(--usdc-line);border-radius:17px;background:#fff}.usdc-detail-table summary{cursor:pointer;padding:17px 19px;color:var(--usdc-navy);font-weight:900}.usdc-detail-table .usdc-table-wrap{border:0;border-top:1px solid var(--usdc-line);border-radius:0;box-shadow:none}.usdc-annual-table{min-width:1280px}
.usdc-explain-section,.usdc-sources-section{background:#fff}.usdc-explain-grid,.usdc-sources-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:34px;align-items:start}.usdc-explain-grid p,.usdc-sources-grid p{color:#526d83;line-height:1.66}.usdc-formula{margin:20px 0;padding:19px;border-radius:16px;background:var(--usdc-pale)}.usdc-formula span{display:block;margin-bottom:8px;color:var(--usdc-teal-dark);font-size:11.5px;font-weight:950;letter-spacing:.08em;text-transform:uppercase}.usdc-formula strong{display:block;color:var(--usdc-navy);font-size:18px;line-height:1.45}.usdc-explain-card{padding:23px;border:1px solid var(--usdc-line);border-radius:19px;background:#fff}.usdc-explain-card h3{margin:0 0 8px;color:var(--usdc-navy);font-size:19px}.usdc-explain-card h3:not(:first-child){margin-top:23px}.usdc-explain-card p{margin:0;color:#5b7186;line-height:1.58}.usdc-education-section{background:#f8fbfc}.usdc-education-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.usdc-education-grid article{padding:22px;border:1px solid var(--usdc-line);border-radius:17px;background:#fff}.usdc-education-grid h3{margin:0 0 8px;color:var(--usdc-navy);font-size:18px}.usdc-education-grid p{margin:0;color:#587086;line-height:1.58}.usdc-global-section{background:#fff8eb}.usdc-faq-list{display:grid;gap:11px;max-width:1000px}.usdc-faq-list details{border:1px solid var(--usdc-line);border-radius:14px;background:#fff;padding:0 18px}.usdc-faq-list summary{cursor:pointer;padding:16px 0;color:var(--usdc-navy);font-weight:900}.usdc-faq-list p{padding:0 0 16px;margin:0;color:#526e84;line-height:1.6}.usdc-sources-grid ul{margin:0;padding:21px 21px 21px 40px;border:1px solid var(--usdc-line);border-radius:18px;background:#fff}.usdc-sources-grid li{margin:10px 0;color:#566d81;line-height:1.5}.usdc-sources-grid a{color:var(--usdc-teal-dark);font-weight:850}.usdc-next-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.usdc-next-grid a{display:block;min-height:155px;padding:20px;border:1px solid var(--usdc-line);border-radius:18px;background:#fff;text-decoration:none}.usdc-next-grid a:hover{transform:translateY(-2px);border-color:#a8ccc7}.usdc-next-grid strong{display:block;margin-bottom:8px;color:var(--usdc-navy);font-size:18px}.usdc-next-grid span{display:block;color:#5a7186;font-size:13.2px;line-height:1.5}
@media(max-width:1180px){.usdc-layout{grid-template-columns:350px minmax(0,1fr)}.usdc-summary-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.usdc-next-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:980px){.usdc-hero-grid{grid-template-columns:1fr;gap:23px;padding-top:40px}.usdc-layout{grid-template-columns:1fr}.usdc-input-card{position:static}.usdc-results-heading{align-items:flex-start;flex-direction:column}.usdc-actions{justify-content:flex-start}.usdc-action-message{text-align:left}.usdc-explain-grid,.usdc-sources-grid{grid-template-columns:1fr}.usdc-fixed-context{margin-left:auto}.desktop-nav{display:none}}
@media(max-width:700px){.usdc-hero-grid{padding-top:30px;padding-bottom:34px}.usdc-hero h1{font-size:41px;letter-spacing:-1.5px}.usdc-hero-lede{font-size:17px}.usdc-workspace,.usdc-section{padding:42px 0}.usdc-input-card,.usdc-chart-panel,.usdc-explain-card{padding:18px;border-radius:16px}.usdc-summary-grid,.usdc-progress-grid,.usdc-education-grid{grid-template-columns:1fr}.usdc-summary-card{min-height:0}.usdc-actions{display:grid;grid-template-columns:minmax(0,1fr);width:100%;justify-items:stretch}.usdc-actions>.usdc-button{width:100%!important;max-width:none;min-width:0;box-sizing:border-box;justify-self:stretch}.usdc-chart{min-height:285px}.usdc-next-grid{grid-template-columns:1fr}.usdc-next-grid a{min-height:0}.usdc-fixed-context{display:none}}
@media(max-width:420px){.usdc-hero h1{font-size:35px}.usdc-reference-card strong{font-size:24px}.usdc-summary-card>strong{font-size:22px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.usdc-button,.usdc-next-grid a{transition:none!important}.usdc-button:hover,.usdc-next-grid a:hover{transform:none}}
@media print{.site-header,.site-footer,.usdc-actions,.usdc-primary-action,.usdc-advanced{display:none!important}.usdc-section,.usdc-workspace{break-inside:avoid}.usdc-input-card{position:static}.usdc-layout{display:block}}