Mortgage Affordability Monitor
Track how mortgage-rate changes alter principal-and-interest payments, and compare the current financing environment with new-home prices and household income.
Open the monitor →CARROWMONT RESEARCH
Data-led research for clearer financial decisions.
Carrowmont Research combines authoritative public datasets with transparent, reproducible calculations. The goal is not to predict markets; it is to show how financial conditions change the decisions households actually face.
Emergency Savings & Income-Loss Resilience
Federal Reserve household-savings evidence plus transparent cash-runway and income-loss scenarios.
Open the report →Inflation & Purchasing-Power Monitor
Track official U.S. CPI, compare major household spending groups, measure long-run purchasing-power erosion and test an illustrative personal spending mix.
Open the monitor →How Carrowmont Research works
1. Start with primary dataOfficial or authoritative sources are identified with dates and geographic scope.
2. Separate data from modelCarrowmont calculations are labelled as calculations, not reported facts or forecasts.
3. Publish the evidenceKey assumptions, formulas, charts and downloadable calculation data remain visible.
Corrections and media enquiries
If you spot a source, calculation or presentation issue, please tell us. Research corrections are handled through the normal Carrowmont contact process.